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finance solution app

Invest wisely, secure your

future

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Automatically jump into a dedicated Slack channel & we’ll provide all relevant tools & responders in one place. No more paper checklists to even get started.

14-day trial, no credit card required.

All-in-one financial solutions

@Melvin Advanced search capabilities utilize AI to deliver accurate.

1m companies believe us

Our app is a complete solution for managing your finances and achieving your financial goals.

core features

pricing Plan

reimagine shopping

For Consumers:

Unlock Your Purchasing Power

Welcome to a new era of financial access. With Akafay, offered through our trusted partner banks, you can get the credit you need, when you need it, without the traditional barriers of physical collateral.

Instant Access to Credit:

Apply through your bank's app and get an AI-powered decision in minutes, not days. Use our Buy Now, Pay Later service to purchase essential goods and services and pay in manageable, interest-free installments.

A Financial Advisor in Your Pocket:

Our AGAZ AI Financial Copilot helps you manage your spending, build a positive credit history, and improve your financial health, all from your smartphone.

Secure and Dignified:

Your financial identity is protected by best-in-class security. Gain access to credit based on your digital footprint and financial behavior, not just what you own.

Banking unbounded

For Our Partners: The Future of Your Intelligent Credit Portfolio

Akafay is not just a software provider; we are your strategic partner in building a resilient, profitable, and inclusive digital lending ecosystem. We provide the core Unified Embedded Financial Operating System to future-proof your institution.

Drastically Reduce Non-Performing Loans (NPLs):

Our proprietary Akafay Intelligent Services (AIS) engine uses alternative data and behavioral biometrics to generate a far more accurate risk assessment than traditional models. Protect your balance sheet while expanding your reach.

Unlock New, Profitable Markets:

Safely lend to millions of "thin-file" customers, salaried employees via our Akafay for Work module, and the burgeoning gig economy—segments previously considered too risky.

Ensure Shariah Compliance with Confidence:

Our Akafay Halal platform is built on Murabaha principles, using the Cardano blockchain to create an immutable, auditable trail of asset ownership, providing unparalleled integrity for your IFB window.

Drive Operational Efficiency:

Automate the entire credit lifecycle, from digital onboarding and underwriting to disbursement and collections. Eliminate the high costs that make small-ticket consumer lending economically unviable.

Selling in the new age

For Merchants and Service Providers: Accelerate Your Growth

Join the Akafay network and gain access to a powerful new engine for commerce. Integrating with Akafay through our partner banks means more customers, larger sales, and a seamless checkout experience.

Increase Sales and Conversion Rates:

Offer your customers Buy Now, Pay Later at checkout. This is proven to increase average order value (AOV) and dramatically reduce cart abandonment.

Access a New Wave of Customers:

Tap into a growing ecosystem of pre-approved, credit-enabled consumers who are ready to purchase. Akafay brings you customers you couldn't reach before.

Fast, Secure, and Low-Cost Payments:

Accept modern digital payments via QR codes and tap-to-pay. Our system ensures instant settlement and reduces your risk of fraudulent transactions and chargebacks.

why choose us

Investing potential & achieve greater financial success

Automated Scheduling

Automate the scheduling process by allowing users to book meetings instantly, without the back-and-forth.

Email & SMS Reminders

Automate the scheduling process by allowing users to book meetings instantly, without the back-and-forth.

Meeting Analytics

Automate the scheduling process by allowing users to book meetings instantly, without the back-and-forth.

API Playground

Conditional with good triggers, and api integrations.

Visitor authentication

Keep docs & code in perfect harmony tailor thing.

12000

Happy users

user reviews

Testimonials

from our

satisfied customers

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“ Working with Silver feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. ” Miranda H. Halim Head of idea